Unlock Your Development Potential with Tailored Finance Solutions in Auckland.

NZMS can finance property transactions that fall outside of bank lending criteria. Our experience and financial strength gives us greater flexibility than other financiers.

Whatever the reason, NZMS is willing to look at the bigger picture. Our first instinct is to say Yes and to search for a workable solution that gets your project underway.

No matter how big a developer’s vision is, if it is a project worth building we will find a way to bring it to completion.

The Process

At NZMS, we pave the way for your development ambitions with a financing process that’s straightforward and supportive. We recognise the critical nature of timely and flexible financial solutions in realising development projects. From your first inquiry to the final loan disbursement, our team is dedicated to ensuring a smooth and efficient process. We pride ourselves on being more than just lenders; we are partners in your project’s success. Trust us to be with you every step of the way, ensuring that each financing phase is transparent, manageable, and tailored to your needs. Ready to build? We’re prepared to help. Let’s bring your vision to life with financial solutions that make a real difference.

Step-by-Step Guide:

1. Initial Consultation
Your journey begins with consultation where we discuss the specifics of your project. This initial meeting is designed to understand your requirements, and the nuts and bolts of the project. It’s an opportunity for us to get to know each other and for you to ask any questions you may have about the financing process.

2. Project Assessment
Our team will then conduct a comprehensive assessment, evaluating the feasibility and potential of your development. This thorough review ensures that we fully understand the risks and rewards associated with your project.

3. Tailored Financing Solutions
We determine the appropriate loan amount, term, and structure based on the assessment. We aim to provide a flexible financing solution that aligns with your project timeline and financial goals.

4. Approval and Agreement
Once we finalise the loan structure, the proposal will be moved to the approval stage. Upon approval, we will present you with a loan agreement outlining the financing terms and conditions. This document is critical, and we ensure you have all the information you need to make an informed decision.

5. Fund Disbursement
After the agreement is signed and any outstanding conditions are met, the funds are prepared for disbursement. We work closely with you to align the release of funds with your project’s milestones. This ensures that the financing effectively supports your development, allowing you to progress without delays.

6. Ongoing Funding
Our support continues through the life of your project with ongoing funding, typically disbursed monthly or according to agreed-upon milestones. We remain hands-off to allow you to manage your project without unnecessary interference, ensuring that all drawdowns are executed timely to maintain the momentum of your development.

7. Project Completion and Review
As your project nears completion, we will conduct a final review to ensure that all aspects of the development have been executed as planned. This is also an opportunity to discuss future projects or financial needs, as our commitment to your success extends beyond a single project.

What makes us Different

What sets us apart at NZMS is our deep understanding of property development and commitment to building lasting relationships. Our approach is centred around providing bespoke financial solutions that are not just about meeting the needs of today but fostering growth for tomorrow. We offer:

- Flexible and Competitive Terms: Our terms are designed to accommodate the diverse needs of developers, providing more flexibility than traditional financing routes, with highly geared and creative structured finance facilities.
- Expert Guidance: With decades of experience in finance and development, our team brings invaluable insights and advice, ensuring you make the best decisions for your project.
- Speed and Accessibility: We streamline our processes to ensure quick turnarounds on loan approvals and fund disbursement, helping you keep your project on schedule.
- Comprehensive Support: From initial consultation to project completion, our team provides continuous support, helping you navigate the complexities of property development financing.

Loan Varieties

- Land Acquisition Loans: Financing for buying land intended for future development.
- Soft Development Costs: Finance for design and consenting costs.
- Construction Loans: Tailored loans that cover construction costs from start to finish.
- 100% of Cost Funding: NZMS is unique in our ability to fund up to 100% of project costs, including land.

Our Numbers

Achievements in the Development Finance Space:

- Number of Projects Financed: 213
- Total Amounts Financed: 2,000,000,000 +
- Success Stories/Case Studies: See Seed Property case study below.

Scaling Developers: From First Projects to Major Developments
One of our most distinctive capabilities is our proven track record in scaling developers from modest beginnings to handling significant projects. We don’t just finance; we foster growth and expansion. We can grow capable developers to deliver hundreds of properties in a relatively short space of time.

Our Success is Your Success

Our commitment to supporting property development is demonstrated by our track record of financing successful projects with New Zealand’s most prominent developers. We have facilitated numerous high-profile commercial and residential developments, each tailored to the project’s and its developers’ unique needs. Our team has not only financed projects but has also actively worked with developers to ensure the success and profitability of each venture.

Case Study:

Seed Property – Strategic Scaling and Sustained Success

Introduction:

Seed Property started with their first project at 7 Bettina Place, Manurewa. Early on, NZMS recognized their potential and provided crucial funding and strategic guidance even before the completion of the project.

Challenge:

As a newcomer to the market, Seed Property faced two challenges – establishing credibility and scaling its operations. Their first project was a promising start but limited in size, and the team was eager to expand their impact and profitability.

Solution:

Recognizing the limitations and ambitions of Seed Property, NZMS not only financed their first project but also proactively encouraged and facilitated their expansion into larger-scale developments. Before the completion of the Bettina Place project, we helped them secure a significant new site for what would become the Timata Lane project. We provided them with strategic planning, market analysis, and arranged the necessary funding to ensure a seamless transition to larger operations.

Outcome:

The Timata Lane development proved to be a landmark project for Seed Property, significantly larger and more profitable than their initial endeavor. This project not only solidified their reputation in the market but also generated substantial financial returns. Encouraged by this success, Seed Property has continued to undertake further large-scale projects, each echoing the success of Timata Lane, thereby cementing their position as a significant developer in the Auckland region.

Conclusion:

NZMS’s early recognition and support of Seed Property Group’s potential were pivotal in their rapid scaling and ongoing success. By providing timely strategic guidance and financial support, we helped transform a budding developer into a key player in the property development sector. This partnership underscores our commitment to fostering long-term growth and success for our clients.

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Lending Services

Development Finance

We provide property development finance for larger scale projects. And our strong development experience means we can often approve loans within hours, not days.

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Bridging Finance

We can finance property transactions that fall outside of bank lending criteria. Our experience and financial strength gives us more flexibility than other financiers.

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Non Bank Finance

The banking system is constrained by inflexible lending criteria. As a non bank lender we provide considerable flexibility and immediate credit feedback.

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